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		<title>My HOME - Foreclosure Resources</title>
		<description><![CDATA[<b>Please note: Some links will leave this site.<br>Click here to "<a href="/index.php/my-home.html" target="_self"><strong>Return to "MY HOME"   Section</strong></a></b><br><br>]]></description>
		<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/</link>
		<lastBuildDate>Wed, 10 Mar 2010 00:07:47 +0000</lastBuildDate>
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			<title>My HOME - Foreclosure Resources</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/</link>
			<description>&lt;b&gt;Please note: Some links will leave this site.&lt;br&gt;Click here to &quot;&lt;a href=&quot;/index.php/my-home.html&quot; target=&quot;_self&quot;&gt;&lt;strong&gt;Return to &quot;MY HOME&quot;   Section&lt;/strong&gt;&lt;/a&gt;&lt;/b&gt;&lt;br&gt;&lt;br&gt;</description>
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		<item>
			<title>Foreclosure Avoidance Counseling</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Foreclosure-Avoidance-Counseling.html?Itemid=</link>
			<guid>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Foreclosure-Avoidance-Counseling.html?Itemid=</guid>
			<description><![CDATA[HUD-approved housing counseling agencies are available to provide you with the information and assistance you need to avoid foreclosure.

Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies. These agencies are funded, in part, by HUD and NeighborWorks® America. There is no need to pay a private company for these services.]]></description>
			<pubDate>Wed, 27 May 2009 04:18:54 +0000</pubDate>
		</item>
		<item>
			<title>Are you at risk of foreclosure and losing your home?</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Are-you-at-risk-of-foreclosure-and-losing-your-home.html?Itemid=</link>
			<guid>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Are-you-at-risk-of-foreclosure-and-losing-your-home.html?Itemid=</guid>
			<description><![CDATA[Foreclosure doesn't happen overnight. You need to seek assistance at the earliest.]]></description>
			<pubDate>Tue, 26 May 2009 05:13:25 +0000</pubDate>
		</item>
		<item>
			<title>Foreclosure Fraud</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Foreclosure-Fraud.html?Itemid=</link>
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			<description></description>
			<pubDate>Tue, 26 May 2009 05:15:42 +0000</pubDate>
		</item>
		<item>
			<title>Avoiding Foreclosure: When a Lender Won't Work with You</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Avoiding-Foreclosure-When-a-Lender-Won-t-Work-with-You.html?Itemid=</link>
			<guid>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Avoiding-Foreclosure-When-a-Lender-Won-t-Work-with-You.html?Itemid=</guid>
			<description><![CDATA[You've done all your homework, talked to a housing counselor and tried to talk to your lender. But, the lender won't work with you. What do you do now?]]></description>
			<pubDate>Tue, 26 May 2009 05:15:02 +0000</pubDate>
		</item>
		<item>
			<title>Redemption Period</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Redemption-Period.html?Itemid=</link>
			<guid>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Redemption-Period.html?Itemid=</guid>
			<description><![CDATA[Redemption is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.]]></description>
			<pubDate>Tue, 26 May 2009 05:14:29 +0000</pubDate>
		</item>
		<item>
			<title>California Foreclosure Law Summary</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/California-Foreclosure-Law-Summary.html?Itemid=</link>
			<guid>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/California-Foreclosure-Law-Summary.html?Itemid=</guid>
			<description></description>
			<pubDate>Tue, 26 May 2009 05:15:16 +0000</pubDate>
		</item>
		<item>
			<title>Foreclosure Process</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Foreclosure-Process.html?Itemid=</link>
			<guid>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Foreclosure-Process.html?Itemid=</guid>
			<description></description>
			<pubDate>Tue, 26 May 2009 05:17:20 +0000</pubDate>
		</item>
		<item>
			<title>Common Questions About Foreclosure</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Content-Layouts/My-HOME-Foreclosure-Resources/Common-Questions-About-Foreclosure.html</link>
			<guid>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Content-Layouts/My-HOME-Foreclosure-Resources/Common-Questions-About-Foreclosure.html</guid>
			<description></description>
			<pubDate>Tue, 26 May 2009 05:18:09 +0000</pubDate>
		</item>
		<item>
			<title>Fraud Tab</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Fraud-Tab.html?Itemid=</link>
			<guid>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Fraud-Tab.html?Itemid=</guid>
			<description><![CDATA[With foreclosures on the rise, criminals are taking advantage of struggling homeowners by committing fraud. Many appear to be legitimate consultants or brokers, but their schemes are aimed at stealing your money or property. If you believe that you've been a victim of a criminal foreclosure consultant or other real estate fraud, call the San Diego District Attorney's Real Estate Fraud Complaint Line to request a complaint form. Although the DA's office cannot legally represent individuals in civil matters, help cancel any debt due on a signed contract, resolve or mediate individual contractual complaints, or obtain any other personal relief, they will pursue these criminals and prosecute them as the law allows. If you have already transferred title to your property, you should consult with private counsel to explore the legal solutions available. If you do not have an attorney, you can contact the San Diego County Bar Lawyer Referral Service and they will help you find a qualified attorney for your case.]]></description>
			<pubDate>Tue, 26 May 2009 05:17:48 +0000</pubDate>
		</item>
		<item>
			<title>Mortgage Relief Tab</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Extensions/My-HOME-Foreclosure-Resources/Mortgage-Relief-Tab.html</link>
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			<description><![CDATA[ Mortgage loan modifications typically are handled on a case-by-case basis. Homeowners having difficulty meeting their mortgage obligation or interested in finding out more about a loan modification program should start by contacting their lender. Prior to calling a lender or loan servicer, homeowners should have the following information available:

    .  Loan number

    .  Income information and documentation

    .  Most recent mortgage statement

    .  Bank statements

    .  Letter demonstrating financial hardship]]></description>
			<pubDate>Wed, 27 May 2009 04:19:20 +0000</pubDate>
		</item>
		<item>
			<title>Help for Homeowners Facing  the Loss of Their Home</title>
			<link>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Help-for-Homeowners-Facing-the-Loss-of-Their-Home.html?Itemid=</link>
			<guid>http://oc.myhousingforall.org/index.php/en/rss/My-HOME-Foreclosure-Resources/index.php/Submit-a-Web-Link/My-HOME-Foreclosure-Resources/Help-for-Homeowners-Facing-the-Loss-of-Their-Home.html?Itemid=</guid>
			<description><![CDATA[For most families, a home is not only a significant financial investment but also a source of pride. The loss of a home, due to unexpected events such as unemployment, can be financially and personally devastating. 
If you have been laid off or are facing unemployment, you can keep your home - - if you know the right steps to take. The U.S. Department of Housing and Urban Development/Federal Housing Administration, the Department of Veterans Affairs, the Department of Labor and the mortgage industry have worked together to produce important basic information - - and key links to local groups and organizations - - that can help you get through difficult times without losing your home.]]></description>
			<pubDate>Tue, 26 May 2009 05:18:22 +0000</pubDate>
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